🩰 For individual dance teachers

Dance Instructor Insurance

Freelance and independent dance teachers usually need their own liability coverage — studios and venues commonly require a certificate of insurance before you teach. Submit the short form below, then buy flexible coverage online in minutes.

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Why dance teachers carry their own policy

The moment you teach outside a school that employs you — renting space by the hour, guest-teaching, running privates in clients' homes — you're a business, and the liability for a student's injury can land on you personally. Individual instructor policies exist for exactly this, and they're typically inexpensive.

What instructor coverage commonly includes

General liability — student or bystander injuries and property damage you're blamed for, including damage to rented studio space.
Certificates of insurance — the document studios and venues ask for; flexible online programs can issue them immediately after purchase.
Additional insureds — many programs let you add the studios or venues where you teach.
Flexible terms — by the class, event, month, or year, so part-time teachers aren't paying full-time premiums.

As always, the actual policy you buy controls what's covered — terms vary by program and state.

What happens after I submit?

You'll go straight to a page with an instant-purchase option, where many instructors can buy coverage on the spot. A licensed agent also receives your details in case your situation needs a different market.

Teach yoga, Pilates, or other fitness classes too? Use the fitness instructor path — it covers 17+ disciplines.

Get Your Instructor Quote

Takes about 2 minutes. Buy online instantly right after.

First Name *

Last Name *

Email Address *

Phone Number *

Business / Teaching Name *

Street Address *

City *

State (2 letters) *

ZIP Code *

Styles You Teach

Years Teaching

Where Do You Teach?

Do You Teach Minors?

Students Per Month (approx.)

Currently Insured?

When Do You Need Coverage?

Anything else we should know?

By checking this box, I agree to be contacted by danceschoolinsurance.com and its insurance partners at the phone number provided, including by automated calls, prerecorded messages, and text messages (SMS), about my insurance quote. Consent is not required to purchase. Msg & data rates may apply; reply STOP to opt out. I agree to the Privacy Policy and Terms of Service. *

Yes, sign me up for the Dance & Fitness Industry Newsletter — tips, trends, and resources for studio owners and instructors. (Optional)

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Dance Instructor Insurance FAQs

Do I need insurance if the studio I teach at already has a policy?

Very often, yes. Studio policies are written to protect the studio, and independent contractors may not be covered under them. Many studios actually require freelance teachers to carry their own liability policy and provide a certificate of insurance naming the studio as additional insured before they can teach a single class.

How much does dance teacher insurance cost?

Individual instructor liability coverage is usually one of the most affordable business policies you can buy — many teachers pay less than they'd earn from a couple of private lessons per month, and flexible programs let you buy by the event, month, or year. Your exact price depends on what and where you teach.

Can I really buy coverage online today?

Yes. After you submit the form, you'll land on a page where many instructors can buy flexible coverage online — by the hour, day, or month — in just a few minutes. A licensed agent also receives your information in case you'd rather talk it through or need something the online program doesn't offer.

I teach in clients' homes and community centers. Does that matter?

It matters in a good way — that's exactly what individual instructor coverage is for. Policies for freelance teachers are designed to follow you to rented rooms, gyms, schools, parks, and private homes. Just tell us where you teach on the form.

General information only — coverage is determined solely by issued policy terms. Full disclaimer